FINANCIAL PLANNING
Money can feel overwhelming. There’s always something to pay for, and sometimes, it feels like there’s never quite enough. But financial planning isn’t about restriction—it’s about freedom. It’s about creating a life that feels secure, balanced, and full of possibilities.
And here’s the truth: financial planning isn’t just for the wealthy. It’s for anyone who wants their money to work smarter. Whether you’re saving for something big, trying to get out of debt, or just want to feel more confident about your finances—we’re here to help.
Every-day money management
Debt reduction
Goal based planning
Retirement planning
Insurance advice
KiwiSaver advice
Budgeting
BUDGETING AND EVERYDAY
MONEY MANAGEMENT
Ever feel like your paycheque disappears as soon as it arrives? You’re not alone. We all tend to prioritize short-term enjoyment over long-term goals—it’s human nature! But with a little planning, you can have both.
We’ll help you understand where your money is going and how small adjustments can make a big difference over time. Using smart forecasting tools, we can show you where you’re headed financially and how small changes can bring you closer to your goals.
And don’t worry—we’re not here to take away your daily coffee or the little things that make life enjoyable. Instead, together, we’ll help you create a budget that works for you—one that balances what you love now with what you want in the future.
DEBT REDUCTION
Debt can feel like a weight on your shoulders, but it doesn’t have to be forever. Whether it’s a personal loan, credit card, or your mortgage, we’ll help you build a realistic, achievable plan to pay it off faster—without sacrificing the things that matter.
Imagine what life would feel like without those repayments hanging over you. Let us help you make a plan to get you there.
LET’S MAKE A PLAN TOGETHER.
Financial planning doesn’t have to be complicated and intimidating. We’ll break it down into simple steps, make a plan that fits your life and support you every step of the way.
Ready to take control of your finances?
GOAL BASED PLANNING
Life is full of big moments, going on holiday, getting married, having children, buying a house. These are the things that make life enjoyable, but they also come with financial pressures that make you wonder how you might achieve them all?
We’ll help you prioritize what’s most important and create a financial plan that gives you the confidence to enjoy these moments—without the stress of wondering how you’ll afford them.
RETIREMENT PLANNING
Retirement feels like a lifetime away. You just want to enjoy the now but you also know that you won’t be able to rely on the government pension to provide you with the lifestyle you want during retirement.
The big question, how much will you need? And how are you going to get there?
When most people think about retirement planning, they think of KiwiSaver. But it incorporates so much more than this, including mortgage reduction, other debt reduction and a savings plan.
Roma & Co can help break it all down into simple terms and create a plan to ensure you have the retirement you want.
And as KiwiSaver Advisors, we can also help you figure out what fund type is right for you and how KiwiSaver can work in your favour.
INSURANCE ADVICE
No matter how well you plan, sometimes the unexpected happens. Accidents, illness and job loss can throw everything off track. That’s why we insure against these risks.
Roma & Co will assess your unique situation and recommend the right insurance protection so if these things happen, you won’t have to worry about finances.